Documentation Requirements for Lending and Investment Products

Documentation for Lending Products

Documentation requirements varies from product to product & from lender  to lender.. Please find below broad guidelines for basic documentation requirement irrespective of lender.

  1. KYC- Pan & Aadhar of all directors/partners. Full KYC of company
  2. Income proof- Latest ITR for last 2-3 years( Full set that includes ITR, Computation of income, P& L, Balance Sheets, Audit reports & annexures)
  3. Business projections for next 2-3 years
  4. All Business Bank statements- Current & OD
  5. All credit facility statements & sanction letters
  6. Property documents – Full set that include latest tax paid, Khata, EC, Plan approvals, all title deeds
  7. Cibil report of all directors/partners as well as company.
  8. Credit rating report if available

Documentation for Investment Products

Documentation requirements varies from product to product & company to company here again. Please find basic documentation requirements

  1. KYC of individual as well as company for corporate products
  2. Income proof like ITR/Bank statement/Payslip etc in case of high Sum assured.
  3. Existing medical reports if any in case of Insurance based products

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